USDA-Rural Development-Single Family Housing Repair Loans & Grants
Address
338 South 36th St.
Quincy, IL 62301
(217) 224-9307 x4
Description:
The Single Family Housing Repair Loans & Grants program through the United States Department of Agriculture Rural Development division is also known as the Section 504 Home Repair program. It has two branches:
1. The program provides loans to very low-income homeowners to repair, improve, or modernize their homes.
2. It also offers grants to elderly, very low-income homeowners to remove health and safety hazards.
How may funds be used?
-Loans may be used to repair, improve, or modernize homes; or remove health and safety hazards
-Grants must be used to remove health and safety hazards
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How much money is available?
-Maximum loan is $40,000
-Maximum grant is $10,000
-Loans and grants can be combined for up to $50,000 in assistance
Hours:
Monday through Friday, 8:30 a.m. to 4:30 p.m.
Intake Process:
Please call for further screening.
Program Fees:
This will vary based on the program.
Languages:
English
Eligibility:
1. Applicant (both loans and grants) must reside in a rural area with a population of less than 35,000. You can check your address on this site: Property Eligibility Tool
2. Applicant (both loans and grants) must be the homeowner and occupy the house.
3. Applicant (both loans and grants) must be unable to obtain affordable credit elsewhere.
4. Applicant (both loans and grants) must have a household income that does not exceed the very low limit by county (please call or visit this site: https://www.rd.usda.gov/sites/default/files/RD-DirectLimitMap.pdf)
5. For grants, applicant must be age 62 or older
Is Shelter?
No
Related Resource
Date of Official Change:
May 30, 2023
Volunteer Opportunities:
N/A
Address Listings
Physical
233 S. Soangetaha Rd.
Galesburg, IL 61401
Physical (Primary)
338 South 36th St.
Quincy, IL 62301
Phone Numbers
Rural Development Specialist-Quincy Office
(217) 224-9307 x4
Rural Development Specialists-Galesburg Office
(309) 342-5138 x4
Services
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Geography Served
- Illinois
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Geography Served
- Illinois
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Secondary Services
Geography Served
- Illinois
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
Geography Served
- Illinois
If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.
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